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Affirm is an alternate payment option that provides simple, straightforward financing, broken down into fixed monthly installments that are easy to understand and even easier to pay off.
Affirm is a user-friendly alternative to credit cards and other financing options. Affirm offers monthly payments for online purchases at the time of checkout, and has partnered with some of the most forward-thinking retailers on the web. Affirm strives always to be more transparent and fair than any other form of financing.
If an item is eligible to finance with Affirm, you will see an Affirm icon by the advertised price on that product page. To finance an order containing more than one item with Affirm, all items in the shopping cart must be eligible for Affirm financing. Provided all items in your shopping cart qualify, you will be able to select “Pay With Affirm” as the payment method at checkout.
Affirm discloses your exact monthly payment up front, before you agree to finance your purchase with Affirm. There are no annual fees or other hidden fees.
You will pay interest on the money you borrow from Affirm to cover your purchase with Dainese. The monthly payment amounts you see for each loan term already include interest, so what you see is exactly what you will pay each month.
Affirm determines the interest rate for your loan based on your individual credit. Unlike a credit card, Affirm does not compound interest - so you will never pay interest on the interest! Instead, they use a simple APR with a fixed rate, and both your APR and the total interest you will pay over the course of repayment are disclosed clearly before you confirm your loan. Affirm loans vary between 10% and 30% APR simple interest.
When you sign up for an account with Affirm, Affirm will conduct a “soft” check on your credit to verify your identity and help determine your financing eligibility. If you apply for more loans, Affirm may perform additional “soft” checks. There are allowances for such checks, and although this check may appear on your credit report, it will not affect your credit score like a “hard” pull on your credit would.
Each month, Affirm will send you a text (and email) to remind you of your upcoming monthly payment. Your first payment will be due 30 days from the date Dainese completes processing your order. You can pay by ACH transfer, debit card, or check.
To make a payment by ACH transfer or debit card:
Or set up automatic payments to take it completely off your mind!
If you need to return an item that you purchased with Affirm, please set up your return with Dainese. All Dainese Return Policy rules apply. When Dainese processes your refund, Affirm will credit any payments you have made on your loan, up to the amount of this refund and less any interest you have paid, to your original form of payment. If Dainese issues a partial refund, (for example, you financed 2 items and only returned 1), it will first be credited to the last monthly bill associated with your loan. If the refund amount is greater than the last monthly bill, the remainder of the refund will be applied to the preceding month(s). You will still be responsible for any outstanding balance on the loan with Affirm. If you have any questions about making a return, please contact Dainese Consumer Care
Affirm has a dedicated team on staff in their US-based headquarters to assist you with your account. They can be reached via email at help@affirm.com.
*Rates from 10–30% APR based on creditworthiness. Limited payment options are available for purchases under $100. Affirm loans are made by Cross River Bank, a New Jersey-chartered bank, Member FDIC.
